Sample 1 - Blog #small business fundingSample 1 - Blog #small business fundinghttps://lololol.zohosites.com/thoughts/tag/small-business-fundingFri, 02 Aug 2024 19:53:43 -0700http://zoho.com/sites/<![CDATA[Equity Capital and Where to Find It]]>https://lololol.zohosites.com/thoughts/post/Equity-Capital-and-Where-to-Find-It

What are the sources of equity capital?

 If you're struggling to expand your business because of a lack of funds, equity capital could be the perfect solution for expanding your company's reach and improving its visibility.


What is Equity Capital?

If you're a small business owner, you've likely heard the term "equity capital" tossed around. But what is it, and how can it benefit your business? In this blog post, we'll analyse equity capital and its potential benefits for small businesses.

Equity capital is funds that are invested into a company in exchange for an ownership stake. The most common type of equity capital is venture capital, which is money that is invested into a company with high growth potential in exchange for an equity stake.

Benefits of equity capital for small businesses

1. Equity capital can help a business grow.

One of the main benefits of equity capital is that it can help your business grow. With the infusion of cash, you'll be able to invest in marketing, hiring, and other initiatives that can help your business expand. If you're struggling to expand your business because of a lack of funds, equity capital could be the perfect solution for expanding your company's reach and improving its visibility.

2. Equity capital can provide a cushion

Another benefit of equity capital is that it can provide a cushion for your business. If your business hits a rough patch, the equity investors will still be there, providing the capital you need to weather the storm.

3. Equity capital can bring in expert help

In addition to the money that comes with equity capital, you also get access to the expertise of your investors. These experienced entrepreneurs can provide valuable mentorship and guidance as you grow your business.

4. Equity capital can give you a liquidity event

One of the ultimate goals of any business is to have a successful exit, and equity capital can provide that.

By selling a portion of your business to equity investors, you can create a liquidity event that can provide a significant return on investment. If you're considering whether or not equity capital is right for your business, weigh the pros and cons to see if it's the right move for you.

Joint Venture Residential Development Equity

Joint venture equity deals are a type of financing often used in real estate development. In a joint venture deal, an investor provides cash to a developer in exchange for an ownership stake in the project.

These types of deals are typically used when a developer is seeking a large amount of capital and wants to limit their own personal financial risk.


One of the main advantages of a joint venture equity deal is that it allows a developer to access a larger pool of capital. This can be especially helpful when a development project is large and requires a significant amount of money to get off the ground.

Another advantage of a joint venture deal is that it can help a developer spread out their financial risk. By partnering with another investor, a developer can avoid putting all of their own money into a project. This can be a good way to protect yourself financially if a project doesn’t end up being as successful as you had hoped.

If you’re a developer looking for a way to finance your next project, a joint venture equity deal could be the right solution for you.

Be sure to weigh the pros and cons of this type of financing before making a decision. 

What does an equity investor look for in a potential investment?

An equity investor looks for a company with

  1. a sustainable competitive advantage,
  2. a sound management team, and
  3. a history of profitable growth. 


However, these are not the only factors that equity investors consider when making an investment decision.

Other important factors include the company's financial stability, its potential for future growth, and the current market conditions.

When considering a potential investment, equity investors must always weigh the risks and rewards. They must determine whether the potential rewards outweigh the risks, and whether the investment is right for their portfolio. With so many factors to consider, equity investors must do their homework before making any investment decisions.

What is an Asset Manager and how do they invest?


An asset manager is a professional who invests money on behalf of clients. Investment management is the professional service that asset managers provide to their clients.

Investment management is a process of deploying, managing, and safeguarding assets to achieve specific investment goals for the benefit of the investors.

Asset managers may manage specific investments, such as stocks, bonds, and real estate.

They may also manage portfolios of investments, which are collections of different investments held by a single investor or group of investors.

Asset managers may work with individual investors, pension funds, endowments, foundations, and other institutions.

The role of asset managers has come under scrutiny in recent years as many investors have lost money during the economic downturn.

Many asset managers are paid based on the performance of the investments they manage. This system of compensation may incentivize asset managers to take more risks, which can lead to losses for investors.

When selecting an asset manager, it is important to understand the fees that they charge and the investment strategies that they use. It is also important to ensure that the asset manager is registered with the Securities and Exchange Commission (SEC) or equivalent regulatory body in your geographical area.

What is a Family Office?

The term family office can refer to a variety of different things.

Most commonly, a family office is a private company that provides financial and administrative services to a wealthy family.

Family offices can be stand-alone entities, or they can be integrated into a financial institution like a bank or an accounting firm.

While the primary purpose of a family office is to manage the finances of a wealthy family, they can also provide a range of other services. For example, family offices often manage the family's investments, handle their tax and legal affairs, and provide concierge services.

They may also provide philanthropic advice and support, and act as a family confidante.

While the services offered by family offices can vary, they all share one common goal: to help families preserve and grow their wealth.

What do family offices invest in?

When it comes to investing, family offices take a long-term, multi-generational view. They are looking to invest in companies and projects that will generate wealth for their clients over the long term, rather than looking for a quick financial return.

Family offices are often active in philanthropy and impact investing, as well as traditional areas like real estate, private equity, and venture capital. They may also invest in more unconventional assets, such as collectibles, sports teams, and wine.

While each family office has its own investment philosophy, there are some common themes that they tend to focus on.

Here are a few examples:

  • Generating long-term wealth
  • Preserving capital
  • Making a positive impact
  • Minimizing taxes
  • Diversifying investments
  • Passing down wealth to future generations

What is an Angel Investor?

An Angel Investor is an individual who provides financial backing for a small business or entrepreneur.

Angel investors are often family and friends of the business owner, but there are also professional angel investors who make a living by investing in small businesses.

While most angel investors are interested in making a profit, they also want to see the business succeed. This means that they are often more willing to take risks than banks or other financial institutions.

Angel investors can provide the seed money that is needed to get a business off the ground. They can also help to keep a struggling business afloat during tough times.

One of the biggest advantages of working with an angel investor is that they are often more flexible than other types of investors. For example, an angel investor may be willing to give you more time to repay a loan or to invest more money in your business if they believe in its long-term potential.

If you are thinking about starting a business, or if you have a business that is struggling, an angel investor may be a good option for you.


Do you need capital to fast-track your business? Consider equity finance as an option! It’s a great way to get the money you need while minimizing debt instalments. Contact us today to learn more. #EqFinance #GICCapital #FundingSolutions

]]>Sat, 03 Dec 2022 04:47:50 -0800<![CDATA[Financial statements—what they are and why you need them]]>https://lololol.zohosites.com/thoughts/post/Financial-statements—what-they-are-and-why-you-need-them

Learn the Facts About Business Financial Statements

Business requires a basic understanding of financial statements.  The purpose of business financial statements is to provide information about the financial condition and results for an organization.  Financial statements provide information about an organization’s assets, liabilities, income and or retained earnings.

Income Statement (also known and Profit & Loss Statement)

The income statement is one of the most important, as it provides a snapshot of a company's profitability. In this post, we'll take a closer look at what an income statement is, and how it can be used to assess a business's performance.


An income statement, also known as a profit and loss statement, is a financial document that outlines a company's revenues, expenses, and profits over a specific period of time. This information is used to assess a business's financial health and performance.

The income statement can be used to assess a number of different things, such as a company's ability to generate revenue, its operating costs, and its overall profitability.


Additionally, it can be used to compare a company's financial performance over time, or to compare it against other businesses in its industry.

When reading an income statement, it's important to keep in mind that there are a few different ways to measure profitability. The most common metric is net income, which is measured as revenues minus expenses. However, there are other measures of profitability, such as gross margin and operating margin, which can provide additional insights. No matter how you choose to assess it, the income statement is an essential tool for understanding a company's financial health. 


By understanding what an income statement is and how it can be used, you'll be better equipped to make informed decisions about your business.

Balance Sheet

The balance sheet is another financial statement that business owners need to be aware of. The balance sheet provides a snapshot of a company's assets, liabilities, and equity. This information is used to assess a company's financial position.


The balance sheet can be used to assess a number of different things, such as a company's liquidity, its debt-to-equity ratio, and its working capital. Additionally, the balance sheet can be used to compare a company's financial position against other businesses in its industry. By understanding what a balance sheet is and how it can be used, you'll be better equipped to make informed decisions about your business.


In order to make informed decisions about your business, it's important to understand the different types of financial statements. These statements can provide valuable insights into a company's profitability, operating costs, and overall financial health. 


By understanding what each statement is and how it can be used, you'll be better equipped to make informed decisions about your business.

Cash Flow Statement

A cash flow statement is one of the most important financial statements for a business. A cash flow statement tracks all the money flowing in and out of a business. This is important because it allows business owners to see whether they are making or losing money.


There are three types of cash flow:

  • operating,
  • investing, and
  • financing.

Operating cash flow is the most important, because it shows whether a business is generating enough cash to pay for its day-to-day expenses.

Investing cash flow is important for businesses that are looking to grow, because it shows how much money is being reinvested back into the business.

Financing cash flow is important for businesses that have debt, because it shows how much money is being used to pay off debts.

Why are business financial statements important to understand?

Financial statements are important to understand for a variety of reasons. 


Firstly, they provide insights into a company's overall financial health. This is important for both shareholders and creditors, as it gives them an indication of whether or not the company is a good investment. 


Secondly, financial statements can be used to identify trends and make predictions about a company's future performance. This is important for managers, as it allows them to make informed decisions about where to allocate resources. 


Finally, financial statements are also a useful tool for tax purposes. They can be used to calculate a company's tax liability and to determine whether or not it is eligible for certain tax breaks.

Business Lending: How to banks use financial statements for business credit assessment?

Banks use financial statements to get a clear picture of a business's financial health. This information helps them determine whether or not a business is a good candidate for a loan.


The first step in credit assessment is to examine the business's balance sheet. This document provides a snapshot of the business's assets, liabilities, and equity. The goal is to identify any red flags that could indicate financial problems.


Next, banks will look at the business's income statement. This document shows how much revenue the business has generated and what expenses it has incurred. This information helps banks determine if the business is generating enough cash to repay a loan.


Finally, banks will review the business's cash flow statement. This document shows how much cash the business has on hand and how it is being used. This information helps banks determine if the business has the financial resources to repay a loan.


By carefully reviewing a business's financial statements, banks can get a clear picture of the business's financial health. This information helps them determine whether or not a business is a good candidate for a business loan, business overdraft, revolving credit facility, term loan or commercial mortgage.

]]>Tue, 08 Nov 2022 22:07:45 -0800<![CDATA[The Best Lending Options for Your Business]]>https://lololol.zohosites.com/thoughts/post/The-Best-Lending-Options-for-Your-Business

Business Funding Options Explained

The type of business lending facility you choose can have a big impact on your business. In this blog post, we'll explore the different types of business lending facilities available, and help you choose the best one for your business.

There are various forms of lending facility, and the facility selected should be appropriate to the borrower’s requirements and circumstances.

Lending to businesses takes one of three general forms:

  • a bank overdraft.
  • a revolving line of credit, often known as a revolving credit facility.
  • a term loan or commercial mortgage.

Each form of lending has its own advantages and disadvantages, so it’s important to choose the right one for your business. Let’s take a closer look at each:


Bank Overdraft

A bank overdraft is a temporary borrowing arrangement that allows you to dip into your account when you need to, up to an agreed limit. This can be a useful way to manage your cash flow, as you only pay interest on the money you use. However, an overdraft is a short-term solution, and you may be charged fees if you go over your limit. Additionally, your bank may call in your overdraft at any time, which could leave your business in a difficult financial position.

Summary: overdraft features

  • A bank may agree to provide a customer with an overdraft facility, up to a stated amount (overdraft limit), for a stated period of time. The overdraft is repayable on demand.
  • An overdraft facility may be renewed when it expires; there is no formal repayment plan.
  • The facility operates through the borrower’s current account.
  • An arrangement fee is normally charged by the lender on agreement of the overdraft facility, and then annually on renewal of the facility.
  • Interest is charged on the daily overdrawn balance on the account.
  • The rate of interest payable on an arranged overdraft is subject to negotiation between the parties, and it is usually set out in an overdraft facility letter from the bank to the customer.
  • Interest is payable only on the overdraft balance, not on the total amount of the overdraft facility. A customer with an overdraft facility whose current account is in credit will therefore not pay any interest, so long as the account remains in credit.
  • A customer may repay an overdraft without giving notice. This differs from a term loan, where the customer may terminate the loan early but usually only by giving notice to the bank, and possibly also on payment of a pre-payment fee.

Revolving Credit Facility

A revolving credit facility is a form of lending that allows you to borrow money up to an agreed limit, and then repay it over time, with interest. This can be a flexible way to manage your cash flow, as you can repay the loan as and when you have the money available. However, you may be charged fees for using the facility, and the interest rate may be higher than for other forms of lending. Additionally, the lender may reduce your credit limit at any time,which could leave your business in a difficult financial position.

A revolving credit is similar in many ways to a bank overdraft, but:

* It is managed through a separate loan account and not the borrower’s ordinary bank account; and
* The borrower makes continual use of some of the facility, so that the balance on the account never becomes positive.


A revolving line of credit is also agreed for a given period, during which the borrower can draw on funds up to the agreed limit. Unlike a bank overdraft, the bank is committed to making the funds available throughout the term of the lending agreement.

Revolving lines of credit may be provided to businesses to finance working capital. As a business spends and receives cash, its working capital fluctuates in amount and its net cash flows vary. As a result, its need to borrow changes continually.


Term Loan or Commercial Mortgage

- Term Loan

A term loan is a form of lending that allows you to borrow a lump sum of money over a fixed period of time, usually at a fixed interest rate. This can be a useful way to finance a major purchase or investment, as you know exactly how much you will need to repay each month. However, if you miss a payment, you may be charged fees, and your interest rate may increase. Additionally, the lender may require you to provide collateral, such as your home, to secure the loan.

- Commercial Mortgage

A commercial mortgage is a form of lending that allows you to borrow money to buy a commercial property. This can be a useful way to finance your business, as you can use the property as security for the loan. However, you may be charged fees for using the facility, and the interest rate may be higher than for other forms of lending. Additionally, the lender may require you to provide collateral, such as your home, to secure the loan.


Other options

Other lending options may be preferred in some situations. For SMEs, these options include asset leasing and factoring of trade receivables.

  • Asset leasing

    a borrower (lessee) acquires the possession and use of an asset from a lender (lessor) for an agreed period, often several years. A leased asset for a business is a fixed asset, such as a car or truck. The lessor is a finance company (perhaps a subsidiary company of a bank), another finance leasing company, or the manufacturer of the leased asset. The lessee has possession and use of the asset but makes regular payments to the lessor, who remains the legal owner of the asset (although the lessee may have an option to purchase the asset at the end of the lease term). Asset leasing therefore involves acquiring and using a fixed asset without purchasing it, but instead making a series of payments to the lessor over the term of the lease agreement.

  • Factoring (or invoice discounting) of trade receivables:

    a specialist debt-factoring company (which may be a subsidiary company of a bank) takes over collection of the trade receivables for a client and lends money to the client against the security of future cash income from eventual receipt of payments by the client’s credit customers. Factoring is a specialist form of secured financing of working capital (trade receivables). With invoice discounting, the borrower retains the responsibility of collecting the monies due from their customer.

Purpose of security

A decision to lend to a business customer should be based on the borrower’s expected ability to repay out of the net cash inflows from business operations. Security should not be seen as the probable source of repayment (unless sale of that asset is the means of repayment, such as a property bridging loan).

 

Which Lending Facility is Right for Your Business?

The right lending facility for your business will depend on your individual circumstances. If you need a short-term solution to manage your cash flow, an overdraft or revolving credit facility may be the right choice. However, if you are looking to finance a major purchase or investment, a term loan or commercial mortgage may be a better option. Be sure to speak to GIC Capital advisers to discuss your options and find the right solution for your business.

Finance is needed for working capital because a business must incur and pay for expenditures before it receives money from sales to customers.


Take the stress out of managing cash flow and focus on running your business...
]]>Mon, 08 Aug 2022 02:15:00 -0800<![CDATA[The Power of Influence, Association & Imagination]]>https://lololol.zohosites.com/thoughts/post/The-Power-of-Influence-Association-Imagination

We've all heard the sayings:

"It's not what happens to you, but how you react to it that matters."  (Epictetus)

"“It is your attitude, not your aptitude, that determines your altitude.” (Zig Ziglar)

Watch Jay-Z explaining how his sixth grade teacher changed his life. 

We aim to deliver much needed capital for SME’s and Property Developers.

]]>Tue, 29 Dec 2020 09:01:44 -0800<![CDATA[Managing Cash Flow, Improving Business Margins and Stretching SME Budget. How? ]]>https://lololol.zohosites.com/thoughts/post/Managing-Cash-Flow-Improving-Business-Margins-and-Stretching-SME-Budget.-How
A frequent question as a small business owner, finance manager or financial director you should be asking is, "How best can I/we efficiently and cost effectively use our existing funds and available lines of credit to stretch them further whilst generating the maximum return for capital employed?" 


Below are examples of strategic financial management changes small businesses and even large corporates alike can make to improve cash-flow, margins and make the best use of existing resources or budget.  

"It is not the lack of resources" that is the culprit in most cases but rather, "the lack of resourcefulness!" that most small businesses need to focus on and improve!

Like in the case of Guerrilla Marketing, "achieving conventional business goals, using or via unconventional methods", whose main ingredient or input is not Cash but rather.. Time & Imagination. 

Michael E. Gerber in his book title, "Emyth" talks about the Emyth Small Business. A business where the system is the solution rather than trying to find and hire extraordinary people whom are very few . Great businesses, he goes on to explain, are built by leveraging ordinary people with extra-ordinary systems and managing the system & processes rather than trying to manage people. 

We aim to deliver much needed capital for SME’s and Property Developers.

Business Systems & Technology 

With the advancement in technology and wide spread use of Software As A Service (SAAS), small business can and MUST reduce expenses as well as enhance efficiency in all areas of business and data capture, processing as well as reporting are a great 1st starting point. 


Business must embrace technology as well as,  not only have a presence online, but, be fully engaged using the online medium as a cost effective platform to acquire new customers, as well as for continual engagement with existing customers, to ultimately not only satisfy their needs, but more importantly, delight as well as anticipate future needs and trends. 


Simply put, "produce more with less". 

Raise Your Prices 

" Are you crazy!  Do you realize what's going on in the world!? " Is the first and standard reaction of all businesses across the globe. " We can't raise our prices as we will lose business to our competitors" 


Pricing alone is rarely a long term , "sustainable durable competitive advantage", as Warren Buffet would put it.  This is Berkshire Hathaway's number #1 value investing criteria. 


Unfortunately in most small businesses, only 20% of the customers make up for 80% of the profits meaning the larger portion or 80% of existing customers are more hassle than the time and effort small businesses invest. Yes! Counter intuitive it is, but, by raising your prices, you will weed out the non-profitable and more than likely non-loyal customers. 

Improve Your Outstanding Debtors Collections Process 

Ensuring  prompt customer payments if not upfront payments is one simple way to manage and improve small business cash-flow.  Having a invoice online payment option is a must.

Focus on ROE/ROI for  Every Pound Spent 

Small businesses need to focus and ensure that every penny is spent on business aspects or areas that generate the most or protect revenue. Results or performance based expenditure means expenses are tied to revenue and or profit generating centres. 


Eliminate marketing activities that are not producing any quantifiable results to your bottom line; extra staff that the business doesn't really need or not fully leveraging and this includes internal as well as external. Externally this may be professional advisers not producing quantifiable business results that actually matter. 

Cash flow finance (Invoice Finance, Invoice Factoring) 

Whilst there’s never one size fits all policy when it comes to business finance across business sectors, invoice finance or invoice factoring can go a long way in alleviating cash flow tied up for business use. 


Example sectors suited to or ideal for Invoice finance are...

  • Product Wholesale 
  • Manufacturing 
  • Engineering / Fabrication 
  • Transport / Haulage 
  • Recruitment 
  • Marketing / Advertising 
  • Printing 
  • Security / Man Guarding 
  • Reactive Maintenance 
  • Cleaning 
  • Telecommunications 
  • Food/drink 
  • Breweries 
  • Computers / Technology 
  • Recycling / Waste management 
  • Clothing / Fashion 
  • Events management 

By CEO, GIC Capital 

]]>Mon, 05 Oct 2020 02:33:06 -0800<![CDATA[How does Retail Overdraft work?]]>https://lololol.zohosites.com/thoughts/post/How-does-Retail-Overdraft-work


We aim to deliver much needed capital to start-ups and SMEs

Call Now +44 (0) 203 2909019

We know that sometimes a typical loan doesn’t match your needs or business model. Our Retail Overdraft service is suited to businesses that have a high volume of customer card payment and transactions, such as those firms operating in the retail and hospitality sector. Interested in knowing how our Retail Overdraft works? Here's a short video :

]]>Thu, 27 Dec 2018 04:55:35 -0800<![CDATA[Is the circular economy set to benefit SMEs this year?]]>https://lololol.zohosites.com/thoughts/post/Is-the-circular-economy-set-to-benefit-SMEs-this-year


As the struggle for SMEs to gain appropriate finance to facilitate growth and expansion continues, we need to highlight the benefits that the circular economy may hold for small to medium sized enterprises. 

The circular economy and recycling are both hot topics at the moment, and while efforts to become more eco-friendly can be seen across Europe, there is still plenty to be done. At present, Europeans generate 25 million tonnes of plastic waste each year, but less than 30% of this is collected for recycling. 

SMEs in the UK should be concerned about behaving in a more eco-friendly way not only to support the environment, but also to aid their financial situation. 


The collection, treatment and disposal of waste are increasingly costly procedures for businesses, made worse by the fact that the prices of raw materials continues to rise. If SMEs were to invest in new technologies to support innovative recycling methods, they could see their outgoings reduce and would also be supporting the global economy. This would leave them with more capital that they could use to further grow their business. 


With the EU having recently launched a strategy aiming for 55% of all plastic waste to be recycled by 2030, now is the time for SMEs to get on board with preserving the planet and subsequently, their businesses. 


We offer business loans and financial expansion opportunities to SMEs through substantial privately owned investment companies and we think that the circular economy, which offers an alternative to the traditional linear economy in the sense that it keeps resources in use for as long as possible, could provide SMEs with vital money saving opportunities that could support growth. 


We offer a number of financing options that includes unsecured business loans of up to £500,000 pounds and business overdrafts that work in the exact same way as traditional bank overdrafts do, meaning that there is a financing option available to suit every requirement.


GIC Capital takes a personalized approach to financing by ensuring that we get to know each and every one of the clients and businesses that we work with personally, enabling us to suitably match you with privately owned investment companies. 

We aim to deliver much needed capital to start-ups and SMEs

Call Now +44 (0) 203 2909019

]]>Sat, 17 Mar 2018 05:17:00 -0800<![CDATA[How the lending market changed since the 2008 financial crisis?]]>https://lololol.zohosites.com/thoughts/post/How-the-lending-market-changed-since-the-2008-financial-crisis

Lending Market Overview: A Global Overview of the Trends and Key Opportunities

The global financial meltdown of 2008 sent shockwaves rippling throughout the entire planet. Value of currencies across the world were impacted, scores of businesses went bust and a feeling of resentment swept through countries in continents across the globe. Why should taxpayers have to bail out banks who’ve caused the crisis in the first place through their own reckless lending? 

Aside from creating a feeling of distrust amongst borrowers, therefore making them less likely to go to banks for money, banks have also become much more selective about who they lend to for fear of causing another economic meltdown. The result of both these factors has engendered the emergence of a flourishing alternative lending market, with more and more business owners turning their backs on the big banks and taking their capital needs elsewhere. But what are these alternatives to approaching the high-street bank?

Digital currency

Some of the more tech-savvy business owners turned their attention to digital currency such as bitcoin post-2008. Bitcoins are created by computer code, not banks, and as such are impervious to things such as interest rate rises. 

As it stands, there are currently 16 million bitcoins in circulation around the world, with the value of one bitcoin in the UK standing at the value of £4,120. As more people begin to use them, the more businesses and shops have begun to accept them, with the bonus of bitcoins being that there’s no transaction fee when buying or selling items, making them an attractive choice to some businesses.

Capital Lending Groups

Capital lending groups such as ourselves scour the market of lenders out there to ensure that businesses such as SMEs choose the right partner for them, rather than choosing a big bank who may not offer them favourable conditions. We also offer attractive financial options such as our Pay as You Trade scheme, which allows you to only pay back amounts reflective of what your business is earning rather than tying you down to an inflexible monthly payment.

Angel investors 

Another type of lending that’s become more popular over recent years is angel investments. This works by you securing funding from your ‘angel’ in exchange for a slice of your company, with the added benefit being that if your venture isn’t successful you won’t have to make a repayment. It’s for this reason that although many more businesses are applying for angel investments, few receive them due to investors being extremely selective about who they lend money to.

Tired of the same old banking bureaucracy? Say no more! 🤩 With GIC Capital you can access flexible finance options tailored to your business needs with hassle-free processes. #GICcapital #flexiblefinancing #businessfinance #applynow

We aim to deliver much needed capital to start-ups and SMEs

Call Now +44 (0) 203 2909019

]]>Thu, 14 Dec 2017 06:00:00 -0800